Why Finance with Patterson Kilgore?
Patterson Motors of Kilgore takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Expansive Vehicle Selection
Choose from a wide range of vehicles - perfect for growing families and daily adventures.
Family-Friendly Payments
Flexible financing options to fit your budget and lifestyle. Our team helps you find monthly payments that keep your family comfortable.
A Stress-Free Experience
Friendly, non-pushy experts guide you every step of the way-because buying a car should be as easy as driving one home.
Fast Approvals
Get pre-approved in minutes and spend less time waiting-more time enjoying your new ride with the family.
Should You Lease Your New Patterson Motors of Kilgore Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease is over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Patterson Motors of Kilgore can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Auto Loans
The Patterson Kilgore Group finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Kilgore, Longview, and Overtone to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Henderson to Gladewater. Whether you are right down the road or an hour away from Kilgore you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We've worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to Get Started?
Our friendly finance team is here to help you find the perfect financing solution for your next vehicle. Let's make your dream car a reality!